Student Debt has surpassed Credit Cards.

     We teach young people to not spend beyond their means by advising them to not buy lattes, stop going out with friends, and stop using credit cards. Then we advise them to stay in school and get a good education.

Some young people may have stopped using their credit cards to buy things they can't afford, but they are NOW deeper in DEBT than before:

The Wall Street Journal last year stated that Student-Loan Debt has Surpassed Credit Cards.

Young people are now in worse financial conditions than before, even when they stopped buying their lattes.

It's time for people to realize that we are NOW in a CRISIS.  We need change.